LSP Performance & Conversion Benchmark
Benchmarking Credfin, Cashbridge, and CreditJar across stage conversion, TAT, drop-offs, and risk indicators.
LSP Operational Benchmark & SLA Matrix
Side-by-side comparison isolating which partner has operational friction or elevated default risk.
| Benchmark Metric | Credfin | Cashbridge | CreditJar |
|---|---|---|---|
Approval-to-disbursal conversion (%) Proportion of approved leads that reach live disbursement | 78.4% | 84.1% | 69.2% |
Average TAT per stage (days) Mean working days required to pass all pre-disbursal checkpoints | 3.9d | 2.4d | 6.7d |
Mandate failure (%) NPCI/eNACH/UPI authentication rejection rate at borrower banks | 4.2% | 2.8% | 8.9% |
eSign drop-off (%) Borrowers who abandon loan agreement after KFS presentation | 6.8% | 4.1% | 11.4% |
Collection efficiency (%) Repayment recovery rate across regular monthly installments | 98.2% | 99.1% | 94.7% |
DPD Delinquency (%) Accounts with active past due status (>0 DPD portfolio share) | 2.1% | 1.4% | 4.8% |
Disbursed Volume (Capital) Total cumulative credit deployed via partner integration | ₹16.70 Cr | ₹26.50 Cr | ₹10.17 Cr |
Credfin DiagnosticSteady
• Reliable 78.4% conversion rate.
• Slight friction during Reference Verification (1.2d TAT).
Cashbridge DiagnosticTop Performer
• Fastest overall end-to-end TAT (2.4 days).
• Lowest mandate failure rate (2.8%) & 99.1% recovery efficiency.
CreditJar DiagnosticAction Required
• Elevated mandate failure (8.9%) due to name mismatches.
• 11.4% drop-off post-KFS issuance; ops audit recommended.